Tax Foreclosure Prevention
UCHC is committed to helping low-income homeowners and Detroit tenants avoid devastating consequences from tax foreclosure. Our Tax Foreclosure Prevention program combines financial assistance, counseling, legal representation, and community partnerships to keep residents in their homes and promote long-term stability.
How Tax Foreclosure Prevention helps
The program provides a wide range of services to meet the unique needs of each household:
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Financial Counseling and Budgeting Support
We work with participants to build budgeting and financial management skills that promote stability and long-term homeownership success. -
Debt Management Assistance
Our counselors help homeowners negotiate payment plans with the Wayne County Treasurer, reducing debt burdens and preventing foreclosure. -
Legal Representation
For homes at risk of foreclosure, our experienced housing attorneys provide representation in court proceedings, safeguarding the legal rights of owner-occupants and tenants, and working to prevent displacement. -
HOPE and PAYS Program Assistance
We assist residents in applying for programs like the Homeowner Property Exemption (HOPE) and Pay As You Stay (PAYS), which can significantly lower property tax obligations. -
Education and Outreach
Workshops and individualized counseling educate homeowners and tenants on their rights, responsibilities, and available resources. -
Partnerships and Advocacy
We collaborate with local tax authorities, community organizations, and stakeholders to raise awareness about tax foreclosure and promote policies that protect low-income residents.
Personalized Support
Each program participant works with trained counselors who provide individualized guidance throughout the foreclosure prevention process. Whether understanding complex tax laws, filing title documents, or securing hardship exemptions, our team is dedicated to ensuring every client receives the resources and support they need.
Community Impact
The Tax Foreclosure Prevention program is more than just a safety net—it’s a pathway to stability. By helping families avoid foreclosure, we prevent displacement, promote family stability, and strengthen the health and well-being of individuals and neighborhoods throughout Detroit.
Why It Matters
Tax foreclosure disproportionately affects low-income residents, leading to devastating personal and community consequences, including homelessness, neighborhood destabilization, and loss of generational wealth. By intervening early and providing comprehensive support, UCHC works to break this cycle and create sustainable homeownership opportunities for Detroit families.
If you are a resident of a Detroit or Wayne County home that is facing tax foreclosure, our team is here to help. Call our hotline (313) 725-4560 or schedule an appointment with a counselor.
Want to make a difference?
Support our work with a donation to help Detroit families stay in their homes.
Tax Foreclosure Prevention Impacts
The Tax Foreclosure Prevention program has made a profound difference in the lives of Detroit residents, helping families stay in their homes and promoting neighborhood stability. Our work goes beyond individual households, creating ripple effects that strengthen the entire community.
Key Achievements
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Preventing Foreclosures
Each year, we help hundreds of families avoid the devastating consequences of tax foreclosure, reducing displacement and homelessness in Detroit’s most vulnerable neighborhoods. -
Empowering Residents
By providing financial counseling and legal assistance, we empower owner-occupants and tenants with the tools, knowledge, and support needed to maintain long-term stability. -
Building Generational Wealth
Preventing tax foreclosure preserves homeownership, a critical asset for building wealth and passing it on to future generations. -
Strengthening Neighborhoods
Stable housing contributes to safer, more vibrant communities. By reducing vacant properties and foreclosure-related disinvestment, we support neighborhood revitalization -
Advancing Policy Solutions
Our advocacy work promotes equitable tax policies and foreclosure prevention programs that address systemic barriers for low-income residents.
By the Numbers
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Thousands of Households Served: Since its inception, the program has supported thousands of Detroit families navigate foreclosure challenges.
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Millions in Property Taxes Addressed: Through payment plans, hardship exemptions, and other tools, we've helped families manage and resolve significant tax debts.
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Legal Protections Secured: Our housing attorneys have represented countless clients in court, ensuring their rights are upheld during foreclosure proceedings.
A Community-Centered Approach
By focusing on long-term stability and collaboration, United Community Housing Coalition's Tax Foreclosure Prevention program builds a foundation for a stronger Detroit. Families are able to remain in the homes they’ve worked hard to secure, preserving not just their property but their place in the community.